Business Insurance
The lowdown on business insurance
Business Insurance covers the risks related to the day to day running of your business, in case of unexpected eventualities and any unfortunate mishaps. Business insurance can cover you against professional mistakes, accidents, theft, damage and legal fees.
You may need business insurance if your business is exposed to some of the following risks:
· Business interruption
· Injury or property damage caused by your business
· Theft and damages of business property or equipment
· Legal fees
· Sickness or injury of your staff in the workplace
Do I need business insurance?
You need business insurance to protect you against the everyday risks that come with running your business.
It is highly advisable to ensure that your daily operations continue to work smoothly. Every business is different. We will tailor a policy to meet your specific requirements.
The best kind of insurance cover protects your business, staff, resources, assets, and clients
We ensure that a comprehensive business insurance policy protects your business from any situation that could result in you facing serious financial losses. Whether it's an unexpected interruption to your operations or potential legal action from employees or customers, the right type of insurance will keep your business safe from major impact.
Different types of businesses we can insure
The type of business you run will determine the type and level of insurance policy you chose: e.g. insurance cover for the offices which is accessed by employees will be different to the likes of shops and restaurants which are accessible by the general public.
Other factors can also determine the potential level of risks such as:
· Restaurants and cafés need to maintain established standards of hygiene
· Leisure and activity centres need to maintain established standards of public safety
Is business insurance a legal requirement?
Speaking in legal terms, you only need to have employer’s liability insurance to operate as a business. That is only if you have one or more employees, so if you’re a sole trader you can technically operate without it.
However, that doesn’t mean you shouldn’t get business insurance. Getting the right type of cover will protect your business, staff, clients and the general public from damage and losses.
The last thing you want is to have to cease trading because of a catastrophe which means you can’t afford to carry on. Speak to a member of our team today and discuss the options available for your business.
Why choose Clear Comparison?
We are committed to assist you in finding the right cover at a right price suited for your business – so that you are fully focused on running your business. We have a UK based team, who understand your time means money. We will only need a few pieces of information and will provide you with a quick and easy quote.